Name: Will climate change make your home uninsurable?
Uploaded: 2025-09-15T14:52:32Z
Duration: 8 min 44 s
Description: Insurance is the hidden engine that keeps the economy churning, but climate change is making home insurance unaffordable for many people, says climate risk advisor Amy Barnes. She reveals why soaring premiums aren't just bad news for homeowners, but also a flashing red signal for the global financial system — and why investing in resilience now could change everything.

Insurance is the hidden engine that keeps the economy churning, but climate change is making home insurance unaffordable for many people, says climate risk advisor Amy Barnes. She reveals why soaring premiums aren't just bad news for homeowners, but also a flashing red signal for the global financial system — and why investing in resilience now could change everything.

Will climate change make your home uninsurable?

Insurance quietly powers the global economy, making mortgages, businesses, and even concerts possible. But as climate change drives extreme weather, millions of homes are becoming uninsurable, with 1.3 million in Australia at risk by 2100. When insurance vanishes, property values plummet and access to loans dries up, shaking the foundation of financial systems. Proactive investment in resilience can protect communities and keep this vital safety net in place.